Joseph Farraj

Detroit, MI

NMLS 2088176

Executive Banker

Joseph's Reviews

Roy Mosley
Joseph was very good at keeping me informed and on track to fastback my loan. I would not ask for a better interface person then Joseph.
Colby Dayton
Zero stars is not an option.... Joseph performed a hard inquiry on my credit without my authorization. For months, he assured me he was handling the issue, only to later admit that I needed to request its removal myself—before finally conceding that it was actually his responsibility. Even then, he claimed he was having it removed, yet Rocket Mortgage had no record of him taking any action.

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Zero stars is not an option.... Joseph performed a hard inquiry on my credit without my authorization. For months, he assured me he was handling the issue, only to later admit that I needed to request its removal myself—before finally conceding that it was actually his responsibility. Even then, he claimed he was having it removed, yet Rocket Mortgage had no record of him taking any action.

Unlike Joseph’s unethical behavior and blatant dishonesty, Rocket Mortgage’s resolution team acted promptly and professionally to address the situation.
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Joseph Farraj
Reply from Joseph Farraj:

Thank you for taking the time to leave a review. I am writing to express my regret for earning anything less than 5 stars. I would never intend to leave any of my clients feeling this way. At Rocket Mortgage, we take great pride in delivering high quality service, in which we take our integrity very seriously. I am sorry if there was an opportunity where I could have better assisted you through ...Thank you for taking the time to leave a review. I am writing to express my regret for earning anything less than 5 stars. I would never intend to leave any of my clients feeling this way. At Rocket Mortgage, we take great pride in delivering high quality service, in which we take our integrity very seriously. I am sorry if there was an opportunity where I could have better assisted you through any changes that took place. I understand that you spoke with our Client Relations team regarding the concerns mentioned.Read MoreRead Less

Laura Koga
I can't say enough great things about Joseph! He made what can be an incredibly nerve wracking experience an actual pleasure. He always took my calls and answered my endless questions with extreme politeness and professionalism, even when I was probably driving him nuts. We developed a great communication rapport that helped keep me as ease. I would highly recommend him to everyone. Thank you ...I can't say enough great things about Joseph! He made what can be an incredibly nerve wracking experience an actual pleasure. He always took my calls and answered my endless questions with extreme politeness and professionalism, even when I was probably driving him nuts. We developed a great communication rapport that helped keep me as ease. I would highly recommend him to everyone. Thank you Joseph for helping me get my new home! You are excellent at what you do.Read MoreRead Less
Scott Wilt
Joseph Farraj was instrumental in purchasing our new home. He shepherded us through the Rocket Mortgage loan process from beginning to end and was also very helpful with the support he provided as we dealt with our seller's agents. Our deal would not have closed without Joseph's guidance. He took calls from us on weekends. He provided us his personal cell phone number in addition to his offfice...Joseph Farraj was instrumental in purchasing our new home. He shepherded us through the Rocket Mortgage loan process from beginning to end and was also very helpful with the support he provided as we dealt with our seller's agents. Our deal would not have closed without Joseph's guidance. He took calls from us on weekends. He provided us his personal cell phone number in addition to his offfice phone. He is one of the most competent and conscientious professional persons I have ever interacted with.Read MoreRead Less
Kim Nhung
I am the listing agent. Rocket mortgage took 1 month to process a loan and couldn’t get it done. Very poor communication from previous loan officer Joseph Farrah then Rashard Lynch took over on 12/21. Asked him many times if he can process the loan because of the urgency of the process, he said yes. On 12/31 he said the buyer turned the docs in and he started to work on it. Then he said he is ...I am the listing agent. Rocket mortgage took 1 month to process a loan and couldn’t get it done. Very poor communication from previous loan officer Joseph Farrah then Rashard Lynch took over on 12/21. Asked him many times if he can process the loan because of the urgency of the process, he said yes. On 12/31 he said the buyer turned the docs in and he started to work on it. Then he said he is having trouble. Then he said buyers are still missing docs. Now we are unsure of if he can process this loan or not. We don't even have an estimated close date. Buyers, sellers, buying agent and me listing agent are all very frustrated. House is now more than 40 days on market with sellers checking in everyday to see whats going on! Yes, we also filed a complaint with Rocket Morgage manager.

Buying agent also stated he will write a bad review against mister Farra as well!
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Joseph Farraj
Reply from Joseph Farraj:

Thank you for your review. As a Licensed Expert it is my priority to meet the client’s loan goals. I sincerely apologize if there was an opportunity where I could have provided better expectations for you. I would never intend to leave anyone feeling this way. I saw that you were able to speak with our Client Relations team regarding your concerns. Please let me know if there is anything I can do ...Thank you for your review. As a Licensed Expert it is my priority to meet the client’s loan goals. I sincerely apologize if there was an opportunity where I could have provided better expectations for you. I would never intend to leave anyone feeling this way. I saw that you were able to speak with our Client Relations team regarding your concerns. Please let me know if there is anything I can do for you in the future. It will be my pleasure to assist if given the opportunity to re-earn your trust.Read MoreRead Less

Zvmid SB
Joseph was very accommodating and helpful. He listened to my concerns and always responses ASAP. Thank you Joseph for helping us reached our dream house. 😊
Ronald Pailglass
Made our dream come true and always there for us every step of the way. I would gladly refer him to anyone.
Pranav Balakrishnan
Joseph was prompt and knowledgeable. He was able to answer all my questions and help me understand the process, specially given that I am on a visa.