Michael Bray

Phoenix, AZ

NMLS 2628231

Senior Banker

Contact Information

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(480) 548-4508
(480) 548-4508
Website https://www.rocketmortgage.com/?qls=SPF_universl.2308201611
As your trusted Home Loan Expert Michael is dedicated to creating the best home loan experience for you. With the help of the online tools from Rocket Mortgage®, you'll feel certain that you're getting a loan that meets your needs. Work with Michael and get the peace of mind that comes with working with an expert.

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126710 Reviews

Michael's Reviews

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Ashley Robertson

February 4, 2026

Very happy with Michael and his work to help us close on our loan. He made the process very easy and was there when I had a question after the closing. Highly recommend.

Chris Hockett

February 2, 2026

As always Rocket Mortgage did a great job helping me with this loan. They did so by hiring Michael, he made it a great experience. Easy to talk to no surprises closing went very well took less than 30 minutes.

Douglas Empson Kimberlee Schmitz

February 2, 2026

Michael was great. He made the process simple and explained everything in detail. He truly looked out for me. I gladly recommend Michael.

Chan S

January 15, 2026

Michael was excellent to work with. With his help we were able to run some numbers and put together a loan package that worked for me. His dedication to customer service was exceptional which made things easy and smooth. Thanks Michael for all of your efforts.

Alice Montes

December 3, 2025

Michael was amazing. He was friendly, informative and attentive. I will recommend him to all my friends.

Esther Gitau

October 23, 2025

Michael was very pleasant to work with. He was very knowledgeable and took his time explaining everything I needed to know about the process. I would highly recommend walking with him.

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030.