Nik Zemla

Phoenix, AZ

NMLS 33162

Triple Crown Banker

Nik's Reviews

Barbara Graybill
There was a significant blip in our closing on a refinance. Immediately upon learning of the glitch, Nick reached out to me and apologized. We both recognized that it had been a miscommunication. Within an hour, Nick had straightened out the issue and presented us with the right solution. So I RETRACT MY PREVIOUS REVIEW, very happily with the advice that Rocket Mortgage does it right. As a...There was a significant blip in our closing on a refinance. Immediately upon learning of the glitch, Nick reached out to me and apologized. We both recognized that it had been a miscommunication. Within an hour, Nick had straightened out the issue and presented us with the right solution. So I RETRACT MY PREVIOUS REVIEW, very happily with the advice that Rocket Mortgage does it right. As a retired attorney, I am very impressed with the ease of the process and extremely happy with the service. I highly recommend using their services. Thanks Nick!Read MoreRead Less
James Wink
A Lifesaver in the World of Finance We had nearly given up hope—multiple lenders had turned us away, and the path forward looked impossible. Then we found Nik Zemla, and everything changed.

Nik is a rare kind of professional: resilient, creative, and deeply committed. As a Triple Crown Banker, his expertise isn't just impressive—it’s life-changing. He never gave up on us. Through persistence and ...
A Lifesaver in the World of Finance We had nearly given up hope—multiple lenders had turned us away, and the path forward looked impossible. Then we found Nik Zemla, and everything changed.

Nik is a rare kind of professional: resilient, creative, and deeply committed. As a Triple Crown Banker, his expertise isn't just impressive—it’s life-changing. He never gave up on us. Through persistence and insight, he navigated our complex situation and secured a home equity loan refinance that others wouldn’t even consider.

Thanks to his dedication, we were able to reduce our debt and regain hope—not only for financial stability today, but for the dream of full freedom tomorrow.

If you’re looking for someone who combines strategy with heart, who treats your challenge as his mission, Nik Zemla is that person. We can’t recommend him highly enough.
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Mark Prickett
Nik Zamia is EXCELLENT,not just professionally ,but as a human being as well .After the nightmare we went through trying to refi,Nik was a Gods sent and had us done and through in two weeks!Thank you Nik!
William
I had the best experience with Nik getting a Refinance. Nik gets back to you quickly when you have questions about your loan. He made my Refinance process very easy. Start to finish my loan was done in four weeks with all the paperwork done. He is definitely excellent at getting you a loan quickly, without all the long process of a regular Bank.

Nik, you are definitely a Five Star Triple Crown ...
I had the best experience with Nik getting a Refinance. Nik gets back to you quickly when you have questions about your loan. He made my Refinance process very easy. Start to finish my loan was done in four weeks with all the paperwork done. He is definitely excellent at getting you a loan quickly, without all the long process of a regular Bank.

Nik, you are definitely a Five Star Triple Crown winner to me!
Nadiya J
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Brice Gates
Nik was great! Keep up the good work. Solid overall!
Mary Meade
Nik was very knowledgeable and personable.
He made us feel comfortable throughout the process.
Joanne Marble
Nik was great to work with. Very friendly and informed on what was available.
Esprit Roman
Nik was amazingly helpful throughout the refinancing process.
Laura Hassinger
Nik was incredible. Super knowledge. Our refinance closed in just a few weeks, with zero headaches. Super straight forward, and Nik was responsive to questions via text (which is really appreciated since phone calls can be difficult to schedule). I would highly recommend Nik to anyone looking to refinance or obtain a mortgage. Well done!
Patty Parmelee
Nik was extremely personable, professional, efficient and knowledgeable. I appreciate his quick responses to my questions and his follow up on ensuring I was satisfied. I hesitated to do this type of business online, fearing diminished customer service and could not have been more wrong. I would highly recommend Nik to friends and family.