Spencer Miller

NMLS 2348629

Senior Banker

Spencer's Reviews

Tresha Mcrae
Spencer Spencer Spencer, where do I start with how GRATEFUL, THANKFUL, and Amazing you are! Spencer was referred to my mother and I by a friend. Long story short, my mother has lived in her home for 17 years. In spring 2023 she almost lost it , due to unforseen circumstances. But, got it back by retaining a lawyer and fighting for it through the court system. In the end, she was able to stay in ...Spencer Spencer Spencer, where do I start with how GRATEFUL, THANKFUL, and Amazing you are! Spencer was referred to my mother and I by a friend. Long story short, my mother has lived in her home for 17 years. In spring 2023 she almost lost it , due to unforseen circumstances. But, got it back by retaining a lawyer and fighting for it through the court system. In the end, she was able to stay in her home by hastily finding a new leander to buy her loan from the current leander, who she was fighting in court. At the time, she had no choice but to use a NON-CONVENTIONAL Leander called SWA homes, located in houston tx. The lowest rate swe homes could give her was 13.99% interest rate on her mortgage loan of 250,000... fast forward, June of 2024 I was introduced to Spencer by a very good friend who knew my story. Once officially connected with Spencer. he immediately dived in, researched, and dedicated a lot of time to get my mom out of that high interest rate. It took several weeks to get things in order because SWE homes took so long to respond to Spencer through the entire process ! But Spencer made it happen. Her case was extremely challenging because even though she had excellent credit, her income was very low... Spencer is the TRUTH and made everything possible for her to afford and stay in her home. He was able to get her loan changed and interest rate down to 7.35%. She went from 13.99% to 7.35%. He basically cut her interest rate in HALF. He can work with anyone in any state to arrange, organize, and coordinate a smooth process. He is very friendly, extremely knowledgeable, and welcomes all questions. He makes communication stress free, low anxiety, and wants to know all of your concerns. He offered an online closing process and arranged for a notary and title company personnel to meet you at a location of your choice (my home). I highly recommend and encourage you to call Spencer . You won’t find better loan specialists out there. He is dedicated to making things happen for families and for that I so appreciate him. I'm definitely calling Spencer when its time for me to refinance my own home, as soon as interest rates drop down to a reasonable amount, because my current rate is 5.25..Please reach out to him and give him a chance. He will work with you. I promise.

-Tresha 💕Read MoreRead Less
Prince Brown
I am so grateful to Spencer for his professionalism and his genuine concern for our welfare in securing the homeowner's loan. I feel deeply indebted to him. He treated me as though I was a longtime personal friend, although we only met, telephonically, ten days prior to the property closing. I will and plan to refer all of my friends to Spencer and Rocket Mortgage for their financial needs.
Tiffany Nicholson
Spencer was the most amazing person I’ve ever had to deal with. He was knowledgeable and knew how to handle everything that we needed. He always kept me in the loop and was so kind. I would refer him to anyone buying a home.
Mercedes Keller
Spencer made my home buying experience a breeze! He’s so knowledgeable, patient, and kept me updated through the whole process! I’d give him 10 stars if I could, highly recommend Spencer!
Ivy Naumann
If I could give Spencer more than five stars I would! He was amazing right from the jump, he was incredibly patient and knowledgeable! He helped make the experience of buying our first house stressless and easy. His professional and kind demeanor was very refreshing & I cannot speak his praise enough! Thank you again!!
Gerelyn Carlin
Spencer was absolutely fantastic! As a real estate agent, I would recommend Spencer as your loan officer to anyone! He is efficient, honest, and will educate the client on what loan would work best for them. Keep up the good work! Gerelyn Carlin, Broker
Monica Sneath
Spencer was absolutely incredible throughout my entire home buying process. I had previously worked with paddio and it was a complete nightmare, I was hesitant to start the process over but I am sure glad I did. Spencer was awesome at keeping in contact and giving me updates. I honestly can't thank him enough! Thank you Spencer!
Vicky Bryant
At first, I was a bit hesitant when I came across Spencer as he was the lender for a buyer I was considering an offer from on one of my listings. My hesitation came from the fact that I am normally looking to work with local lenders and he was with Rocket Mortgage, which is a huge company. I was concerned that we will not have effective communication throughout the process, which is very important...At first, I was a bit hesitant when I came across Spencer as he was the lender for a buyer I was considering an offer from on one of my listings. My hesitation came from the fact that I am normally looking to work with local lenders and he was with Rocket Mortgage, which is a huge company. I was concerned that we will not have effective communication throughout the process, which is very important for me to be able to have a smooth experience for my clients. Boy, was I wrong? Spencer was on top of everything and I regularly received updates from him throughout the whole process. I would definitely consider Spencer as one of the top mortgage partner lenders on my list of recommendations when it comes to my clients, whether they are lookikng to buy or are an existing homeowner. Great job!Read MoreRead Less