Zachary Mitkoff

Columbia, MD

NMLS 1672452

Executive Loan Officer I

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(240) 274-8267
(240) 274-8267
With several years of experience in the mortgage and lending industry, I'm proud to serve as a trusted loan officer dedicated to helping individuals and families navigate the home financing process with confidence and clarity. I specialize in residential loans, refinancing, FHA, VA, and conventional mortgage solutions, always taking a client-first approach focused on personalized service, transparency, and timely communication.At Rocket Mortgage, I work closely with homebuyers, real estate agents, and underwriters to ensure smooth transactions from pre-approval through closing. Known for my integrity, attention to detail, and commitment to excellence, I've had the privilege of helping hundreds of clients secure financing tailored ...With several years of experience in the mortgage and lending industry, I'm proud to serve as a trusted loan officer dedicated to helping individuals and families navigate the home financing process with confidence and clarity. I specialize in residential loans, refinancing, FHA, VA, and conventional mortgage solutions, always taking a client-first approach focused on personalized service, transparency, and timely communication.At Rocket Mortgage, I work closely with homebuyers, real estate agents, and underwriters to ensure smooth transactions from pre-approval through closing. Known for my integrity, attention to detail, and commitment to excellence, I've had the privilege of helping hundreds of clients secure financing tailored to their unique financial goals.Whether you're a first-time homebuyer or looking to refinance, I'm here to guide you through every step of the process.Read More Read Less

Zachary's Reviews

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Jody Moeller

September 24, 2025

Zack and Rocket Mortgage were a pleasure to work with. Zack was always on top of things and more importantly was always available. He spent time patiently walking us through the Loan numbers as well as the closing costs. The process would not have been the same without his help.

September 3, 2025

Absolutely spectacular, Zach was on top of everything regarding the loan even with things outside of Rocket like a grant through my work and the city. He made the home buying process and all the numbers etc... involved feel very easy to understand.

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030.