Jose Zermeno

Phoenix, AZ

NMLS 2039152

Executive Banker

Jose's Reviews

Santosh Rai
Jose was fantastic to work with. His attention to details, explaining every single detail about mortgage to the person like me as first time home buyer was educational and impressive.

He had not only provided me the best rates, he had outperform all competitors and helped me to complete the loan process within 15days. This has helped my offer to be accepted by seller.

He is available to his client...Jose was fantastic to work with. His attention to details, explaining every single detail about mortgage to the person like me as first time home buyer was educational and impressive.

He had not only provided me the best rates, he had outperform all competitors and helped me to complete the loan process within 15days. This has helped my offer to be accepted by seller.

He is available to his client all day of week. He coordinates with all parties and puts his clients in ease. I will recommend Jose as loan officer any single day. His work ethics for clients are remarkable !!!Read MoreRead Less
Lawrence Robinson
Jose was wonderful to work with. He is competent, efficient and effective. I highly recommend him.
Bo Edwards
Jose was fantastic and helped us get the best loan option for us. He was extremely thorough and very professional. Exceptional!
Devon Brewster
Jose was professional, knowledgeable, cheerful and tireless as helped us with our home loan. He was a constant resource at all hours of the day and night
Hannaha Moore
Jose has been so excellent with us! He helped us get our dream home! It was so wonderful working with him and having his help! He was always there to help with any questions or concerns we had!
Becky Hammers
Jose made everything so easy for us. He was always available to answer questions and followup on any issue and created workable solutions for them all. I cannot express what a joy he was to have him by our side through our purchase. He is not only professional and dedicated to making your experience flawless but he cares about each client on a personal level. May the Lord continue to bless him ...Jose made everything so easy for us. He was always available to answer questions and followup on any issue and created workable solutions for them all. I cannot express what a joy he was to have him by our side through our purchase. He is not only professional and dedicated to making your experience flawless but he cares about each client on a personal level. May the Lord continue to bless him with the abilities in his field. He truely is always on top of things and I took alot of the stress off of me. I am forever greatful.Read MoreRead Less
Lauren Boudreau
Jose was the best person we could’ve imagined working with! As first-time home buyers not working with a real estate agent in a FSBO deal, we had a lot to learn when it came to purchasing a home, and Jose was wonderful about guiding us through each step to make sure we understood everything. Further, in a tough interest rate market, he was able to help secure us a highly competitive rate (if not a...Jose was the best person we could’ve imagined working with! As first-time home buyers not working with a real estate agent in a FSBO deal, we had a lot to learn when it came to purchasing a home, and Jose was wonderful about guiding us through each step to make sure we understood everything. Further, in a tough interest rate market, he was able to help secure us a highly competitive rate (if not a unicorn)! He was so friendly and easy to communicate with. We are so grateful to have worked with him, and we would gladly work with him again or recommend him to others!Read MoreRead Less
Duayne Howard
Jose was an absolute rock star throughout the entire process. From pre-qualifying for a loan to funding the loan, Jose was in constant contact ensuring that every step of the process ran smoothly! I couldn't have had a better experience if I tried! I would absolutely make every attempt to have Jose Zermeno as my loan officer again when I go to upgrade to a bigger home in the future. Personable, ...Jose was an absolute rock star throughout the entire process. From pre-qualifying for a loan to funding the loan, Jose was in constant contact ensuring that every step of the process ran smoothly! I couldn't have had a better experience if I tried! I would absolutely make every attempt to have Jose Zermeno as my loan officer again when I go to upgrade to a bigger home in the future. Personable, friendly, extremely knowledgeable, with genuine concern and the utmost in respect. Jose is a rare GEM in the world of mortgage lending! You'd be blessed to have him on your team!Read MoreRead Less
Samantha Birmingham Hyman
Jose was amazing! He provided exceptional service, and was very accessible at all times of the day. We really enjoyed our experience working with him and we highly recommend him!
Marlene Renteria
Amazing! He was soo helpful through out the whole process, explained everything so well and answered all my questions. He worked so hard to get the loan approved. Honestly best in the game.