Patrick Foster

Detroit, MI

NMLS 1578993

Executive Banker

Patrick's Reviews

Alyssa Sauer
Patrick was very reliable and answered all questions that we had. He helped us through the entire process and would pick up the phone whenever we called. We were very glad to have Patrick through this journey.
Roger Espina
Patrick is a great agent that can be depended upon. From the time he picked up my call to enquire up till the time of closing. Though there were some challenges towards the end but i thank him for the realization of a dream that just once a hope.
Marcus Young
Patrick was great and followed up regularly to make sure he helped us with our loan process every step of the way.
Gordon Smith
From the first time we spoke with Patrick he gave us some great advice that saved us across the board. He was always available to take calls or texts at any time throughout the entire process and always got back to us with answers on any questions we had. Even though Patrick likely had countless clients he was working with at the same time he made us feel like we were the only one.
Douglas Mercier
Patrick is a great man very sharp on his skills. we did like him very much. aways very great to deal with. i wood recommend him to your financing needs. we got our home from out of state he made it very smooth to get. We drove across USA to get our new home he told us to stop at Detroit he will buy us lunch. We hit some bad weather so it didn't happen. Got to CT in time to sign papers.
John O'Connor
Patrick is awesome. His fast and simple process makes it easy to apply and upload any needed documents. Highly recommend Patrick for any financing needs you may have.
Donald Harris
If you want a house you need to go no further this guy is the best out of all the obstacles we ran into and everything somehow he got them all hashed out and everything approved and us into our new house this guy is the best this guy really cares this guy really knows what he's doing here's the best way to put it he don't lie to you he tells you he will work on it and get it done and he gets it ...If you want a house you need to go no further this guy is the best out of all the obstacles we ran into and everything somehow he got them all hashed out and everything approved and us into our new house this guy is the best this guy really cares this guy really knows what he's doing here's the best way to put it he don't lie to you he tells you he will work on it and get it done and he gets it done all I can say is thank you Patrick you are the bestRead MoreRead Less
Ryan Kelly
I was having a great experience with Patrick until my mortgage commit date, at which point I received a call from his supervisor informing me that Rocket Mortgage would be unable to service my loan. This is because Patrick didn't actually have the right to entertain lending to me (my property was a new construction condo, for which Rocket Mortgage doesn't lend as a policy, apparently -- nothing ...I was having a great experience with Patrick until my mortgage commit date, at which point I received a call from his supervisor informing me that Rocket Mortgage would be unable to service my loan. This is because Patrick didn't actually have the right to entertain lending to me (my property was a new construction condo, for which Rocket Mortgage doesn't lend as a policy, apparently -- nothing to do with my eligibility for the $$).

I've thought a long time about this -- Patrick knew my unit was never occupied before I moved in, and he had enough clues to know that Rocket Mortgage/Rocket might not be able to lend in my circumstance. He chose to carry me through the whole process instead and then left me in an extremely precarious situation.

I lost $500+ immediately.
I was at risk of losing $5000 in deposits (luckily my seller allowed an extension, which they weren't at all obligated to do)
As a result of my scrambling to get a mortgage, I lost the interest rate that I fought hard for and had to settle for a higher interest rate. This will cost me $39,540 over the course of my loan.

Patrick is a nice guy and is charming. I even feel bad posting this because I like him as a person.
But I wouldn't trust him to have your best interest at heart. I think he knew the whole time that there was a real chance Rocket Mortgage couldn't service my loan. And if he didn't, that's ineptitude. Don't work with a potentially inept mortgage counselor. The consequences could be pretty staggering.
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Patrick Foster
Reply from Patrick Foster:

Dear Ryan,

Thank you for taking the time to leave your review. I wanted to respond to your review first, by expressing my regret in falling short of meeting the expectations we initially discussed, and second, to stress that it was not my intent to leave you feeling this way. As a Licensed Expert it is my top priority to set my clients up for success. I truly apologize if there was an ...
Dear Ryan,

Thank you for taking the time to leave your review. I wanted to respond to your review first, by expressing my regret in falling short of meeting the expectations we initially discussed, and second, to stress that it was not my intent to leave you feeling this way. As a Licensed Expert it is my top priority to set my clients up for success. I truly apologize if there was an opportunity where I could have better assisted you through any changes that took place, or provided you with a better explanation in the end. I understand that you spoke with our Client Relations team regarding the concerns mentions. Please know I will be available, if given the opportunity to re-earn you trust in the future.
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Ana Manent-Garfield
Patrick has been a lifesaver to my husband and I. To us he is the “Superman” of Rocket Mortgage After several failed attempts to refinance our home and get cash out, Patrick understood what we were trying to accomplish and he made things happen for us. He kept us as happy customers of Rocket Mortgage which we had become very dissatisfied with. Not only did he know what our needs were but he also...Patrick has been a lifesaver to my husband and I. To us he is the “Superman” of Rocket Mortgage After several failed attempts to refinance our home and get cash out, Patrick understood what we were trying to accomplish and he made things happen for us. He kept us as happy customers of Rocket Mortgage which we had become very dissatisfied with. Not only did he know what our needs were but he also kept in touch and explained everything during the process. I would recommend him to everyone!!!Read MoreRead Less
Gina Dowe
When I first contacted Rocket Mortgage with questions about a possible refinance, I was forwarded to Patrick Foster. I was immediately taken with Patrick's ability to listen to and refine my needs, develop timely recommendations and oversee every aspect of my refinance, which was completed in record time, with minimal effort on my part. I only needed to provide one document, a dramatic record ...When I first contacted Rocket Mortgage with questions about a possible refinance, I was forwarded to Patrick Foster. I was immediately taken with Patrick's ability to listen to and refine my needs, develop timely recommendations and oversee every aspect of my refinance, which was completed in record time, with minimal effort on my part. I only needed to provide one document, a dramatic record for a typical refinance.Read MoreRead Less