Andrea Sparks

Detroit, MI

NMLS 1731453

President's Club Banker

Andrea's Reviews

Diane McGuire
She was very informative and made me very at ease working with her. She answered all my questions and was very friendly.
Robin Page
Andrea was so helpful in helping me navigate the loan process. Andrea always left me feeling confident in my choices and always guided me in getting my questions answered?
Richard Coico
Andrea was always responsive and helpful in addition to being a good coach for the process.
Sudeep Ma
This person was horrible. She said the initial credit pull doesn't affect credit score because it was a soft check, but she pulled a hard inquire. After that's done, she comes back and says that I have to pay 22k in closing cost to buy the rate down. She could have done all this by just inputting the asking my questions.
Andrea Sparks
Reply from Andrea Sparks:

Sudeep,

Thank you for taking the time to leave a review. I apologize if you felt lied to as I would never intend to misrepresent our process. We do use a hard credit pull in order to obtain your credit report. This is the first step in looking into possibly seeing if a loan would make sense at this time. The report is used to gather information like Public History, Credit Scores, Debts for Debt ...Sudeep,

Thank you for taking the time to leave a review. I apologize if you felt lied to as I would never intend to misrepresent our process. We do use a hard credit pull in order to obtain your credit report. This is the first step in looking into possibly seeing if a loan would make sense at this time. The report is used to gather information like Public History, Credit Scores, Debts for Debt to Income Ratios, and to assist with Loan to Value calculations. I am sorry for any misunderstanding. Please do not hesitate to contact me directly if you have any additional questions or concerns in the future.Read MoreRead Less

Romulo Sosa
Mrs. Sparks was extremely creative in helping us meet loan requirements. She made it possible for us to get approved!!
Manuela Pereira
Andrea did an excellent job keep that way
Jason Rogers
Andrea was great to work with. She communicated with us very well and answered all of our questions. I would recommend Andrea to anyone. She's great!
Rita Crespin
Andrea did an excellent of meeting all our refinance needs as far as years, payment and rate. We were very impressed with her knowledge and professionalism.
Roger Covert
Andrea was great in helping us refinance our loan.
Sarah Stillman
Andrea was very helpful and resolved any issues or questions I had.