Joseph Garcia

Phoenix, AZ

NMLS 1037446

Triple Crown Banker

Joseph's Reviews

Ira Sadowsky
I have refinanced 3 homes in my lifetime.
None was done as seamless as the one by Rocket Mortgage and my advisor Joseph garcia..
It was by far the best I've ever had.
Brianna Oates- Riley
We had never refinanced before and had a ton of questions. We had asked around to other agents but never got our 'hand held' like we were needing. Joe and I played phone tag for a few days (after I saw a Rocket Mortgage ad online) when I had given up. He reached out again saying he'd really like to help us. My husband told him what we were honestly looking for, point blank and Joe delivered! ...We had never refinanced before and had a ton of questions. We had asked around to other agents but never got our 'hand held' like we were needing. Joe and I played phone tag for a few days (after I saw a Rocket Mortgage ad online) when I had given up. He reached out again saying he'd really like to help us. My husband told him what we were honestly looking for, point blank and Joe delivered! Throughout the entire process (about 45 days for us with COVID-19) when I would text Joe a question, he would call me to explain in person. He was genuine, personable and worked with us explaining the process to the very end. For our first time, we were blessed to work with Joe and have already highly recommended Joe to others.Read MoreRead Less
Lynn Wiles Moore
I started and completed a VA refinance with Joe, and I am very happy to of worked with him. He is outstanding in his diligence to provide the easiest and fastest way to achieve what you want. Very personable and patient as well. I wholeheartedly recommend Joseph, and once again like to say thank you for all the time and effort in helping me lower my APR.
Sidney Paige
Joseph was very clear and patient with me throughout this process. He really showed a great sense of ownership. Thank you for your service!
Rachelle Parrish
So many good things to say. He responds to text, email and phone calls right away. He really listens to you and works for you to get the best loan possible. Very experienced and will help move numbers around that some other loan officers dont know about.
Kim Rivera
This is my second time working with Joseph. He is always professional, personable, and has mine and my family’s best interest in mind. He is extremely knowledgeable and provided options best fit for our financial future and mortgage needs. He is always available, responds timely and quickly, and makes this process enjoyable. Working with Rocket Mortgage is easy! I highly recommend Joseph and ...This is my second time working with Joseph. He is always professional, personable, and has mine and my family’s best interest in mind. He is extremely knowledgeable and provided options best fit for our financial future and mortgage needs. He is always available, responds timely and quickly, and makes this process enjoyable. Working with Rocket Mortgage is easy! I highly recommend Joseph and Rocket Mortgage for your Mortgage and Refinancing needs!!! Thank you!Read MoreRead Less
Brian King
Acted professionally and answered our questions quickly.
Michael Phares
Incredibly honest, professional, personable, quick, and thorough... Joseph is the best at what he does and I am thankful he handled our refi!
Jenn Nestor
Joseph was friendly, quick to respond, and extremely helpful. He made the process of refinancing so easy and it went through quickly. I would highly recommend him if you need a professional, knowledgeable, and accessible banker.
Markus Yoon
To be frank, I was initially cautious working Rocket Mortgages loans. Fortunately, I was connected with Joseph. He was informative and patient, without pressing me to make a decision to work with him. Over a few days, I did my diligence on rates for a 15yr, and found Rocket Mortgages offered the best package for me.

Throughout the process, Joseph was more of an adviser and advocate vs a sales...To be frank, I was initially cautious working Rocket Mortgages loans. Fortunately, I was connected with Joseph. He was informative and patient, without pressing me to make a decision to work with him. Over a few days, I did my diligence on rates for a 15yr, and found Rocket Mortgages offered the best package for me.

Throughout the process, Joseph was more of an adviser and advocate vs a sales manager. I appreciated his response time, diligence, expertise on the loans, and demeanor throughout the refinance process.

I referred 2 of my family members to him, and highly recommend others to do the same. Thank you Joseph, for making this a valuable and easier process!Read MoreRead Less