Justin Pharias

Phoenix, AZ

NMLS 1437633

Triple Crown Banker

Justin's Reviews

Robert Cook
Justin Pharias called me immediately when I registered online an interest in a mortgage. He walked me through each step in processing my application. I recommend him highly, especially for those who are not tech savvy.
Laura Stevens
Thank you for your time and expertise
Sarah Baker
Justin was honest and straightforward. He did everything he said he would do and our refi went exactly as he said it would. My sister was going through a refi at the same time (with a different company) and whoever she was working with kept changing the numbers and missing deadlines. Listening to her frustration made me SO happy that my husband had contacted Justin and that we worked with him on ...Justin was honest and straightforward. He did everything he said he would do and our refi went exactly as he said it would. My sister was going through a refi at the same time (with a different company) and whoever she was working with kept changing the numbers and missing deadlines. Listening to her frustration made me SO happy that my husband had contacted Justin and that we worked with him on our refi. We appreciate Justin immensely!Read MoreRead Less
Rick Vossekuil
Justin was very friendly, communicated fully and everything was transparent.
The process was much faster than anticipated with less hassle than predicted.
Would recommend Justin to anyone looking to refinance or the need of a new loan purchase.
Jennifer Jordan
We love Justin; he has guided us through our third refi & purchase. And we will call him again when the time comes for another!
JP Baker
Justin was great! Down to earth, understood what we were wanting to do and made it happen. This has been the quickest, easiest and most convenient refi process we've ever had, and Justin was always available whenever we needed.
Sherie Roberts
Justin was very friendly and very helpful and overall joy to work with he made the process so much easier I would recommend him to anybody.
Mary Haase
Please understand that I am an unapologetic geriatric technophobe, and a former art major, to boot. I do not pretend to understand finances (other than balancing my checkbook obsessively), and don't care much about getting past email and Facebook. With that in mind, you will understand why I have become a Justin groupie.

He put everything in words I could understand . . . you know, ...Please understand that I am an unapologetic geriatric technophobe, and a former art major, to boot. I do not pretend to understand finances (other than balancing my checkbook obsessively), and don't care much about getting past email and Facebook. With that in mind, you will understand why I have become a Justin groupie.

He put everything in words I could understand . . . you know, conversational English. He was infinitely patient with my multitude of questions, and the barrage of emails full of questions I hadn't thought to ask in the first place. He stayed on the phone and guided me step-by-step through each one of the multitude of forms. And he led me through all of this without even once sounding condescending or patronizing.

I expected him to be pleasant, knowledgeable, and professional, but Justin was so much more. He had the gift of making me feel as though I were not only his favorite client, but a treasured family member. That is a gift which cannot be taught. Fortunately, Justin was born with it.Read MoreRead Less
Kay Smith
Justin was professional, congenial, knowledgeable and willing to take the extra steps needed to help secure an excellent rate for a military veteran customer, which is reflective of his service and his commitment to helping his brothers and sisters with service history, generating confidence that the tasks were getting done. He was responsive at every step when we had questions or needed ...Justin was professional, congenial, knowledgeable and willing to take the extra steps needed to help secure an excellent rate for a military veteran customer, which is reflective of his service and his commitment to helping his brothers and sisters with service history, generating confidence that the tasks were getting done. He was responsive at every step when we had questions or needed additional insight to the timeline, all the way through completion of our refinance process. Highly recommend!Read MoreRead Less
Roger Filippi
First we are sorry it took so long for us to get this in.
We ( Karen and I Roger) were very happy with Justin. He was always up front with us, we knew that we could trust him. If we had a question or a problem we would get in touch with Justin and he would have the answer or would research our question and get back to us with answer. We have nothing but high praise for Justin.

You are lucky to have...First we are sorry it took so long for us to get this in.
We ( Karen and I Roger) were very happy with Justin. He was always up front with us, we knew that we could trust him. If we had a question or a problem we would get in touch with Justin and he would have the answer or would research our question and get back to us with answer. We have nothing but high praise for Justin.

You are lucky to have such a fine employee.

Primo and Karen FilippiRead MoreRead Less