John Hamaya

Lake Forest, CA

NMLS 1674194

President's Club Banker

John's Reviews

pegah Tabaar
آره خب، اون قبلی یکم زیادی شبیه نامه رسمی شده بود 😄 این نسخه خیلی طبیعی‌تره:
I usually don’t leave bad reviews, but this refinance process was honestly one of the most stressful experiences I’ve had.

It took almost two months, and there were mistake after mistake in the loan documents. My husband’s name was spelled wrong
, some numbers and calculations had to be fixed, and the property was listed...
آره خب، اون قبلی یکم زیادی شبیه نامه رسمی شده بود 😄 این نسخه خیلی طبیعی‌تره:
I usually don’t leave bad reviews, but this refinance process was honestly one of the most stressful experiences I’ve had.

It took almost two months, and there were mistake after mistake in the loan documents. My husband’s name was spelled wrong
, some numbers and calculations had to be fixed, and the property was listed as a second home even though it was supposed to be an investment property. We had to stop and delay the closing more than once because the documents were not right.

The biggest problem was the lack of communication. Many of my emails were ignored or answered very late, and I had to follow up again and again just to get basic updates. Most of the time, I felt like no one was really paying attention to t
he file.

I ended up checking the documents myself page by page and finding problems that should have been caught before they were sent to us. That caused a lot of stress, wasted time, and made the whole process feel like a nightmare.

We finally closed, but I cannot say I was satisfied with the way John handled the loan. The process needed much better communication, faster responses, and much more attention to detail.
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John Hamaya
Reply from John Hamaya:

Dear Pegah,

Thank you for taking the time to leave a review. I sincerely apologize if there was an opportunity where I could have provided better expectations for you. I would never intend to leave any of my clients feeling this way. It is our process to have our team members specialized in different roles. My role as a licensed mortgage banker is to initially set your loan up in reference to the...
Dear Pegah,

Thank you for taking the time to leave a review. I sincerely apologize if there was an opportunity where I could have provided better expectations for you. I would never intend to leave any of my clients feeling this way. It is our process to have our team members specialized in different roles. My role as a licensed mortgage banker is to initially set your loan up in reference to the terms and structure, while our processing team will assist you with the underwriting requirements as the loan progresses. Please let me know if there is anything, I can do for you in the future. It will be my pleasure to assist if given the opportunity to re-earn your trust.
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Lady Aquatics
He was very professional, helpful, and patient with all my questions and needs throughout the whole process.
Vanessa
I highly recommend John. He’s helped me twice and always goes above and beyond to get the best deal. What stands out most is that he genuinely cares—not just about closing, but about making sure the terms are right for me. Trustworthy, knowledgeable, and great to work with.