Michael Cruz

Palm Bay, FL

NMLS 1078321

Executive Loan Officer I

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(321) 591-3064
(321) 591-3064
As a lending professional at Rocket Mortgage, I am dedicated to helping you with all of your home mortgage needs. The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family. Whether you are buying or refinancing, I can explore with you the many options for financing.

Michael's Reviews

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Lanice Peterson

November 1, 2025

Michael was extremely knowledgeable, truly a pleasure working with him. Also, Michael was very patient with me and answered all my questions. Thank you, Michael for making this process go smoothly!

Kevin Roberts

September 26, 2025

Micheal was amazing for us during the process of buying our home. As first time homebuyers we had a ton of questions and he was always so quick to respond anytime of day. He was very informative and his personality made for an enjoyable experience. I would highly recommend him to anybody getting ready to buy a home.

Glen Morales

August 14, 2025

Quick service, communicative, responsive. I've already given his contact information to a coworker thats currently working on get her home. Will gladly refer to whomever ask me if I know of someone. Thank you Rocket Mortgage for helping us get our Home Quickly.

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030.