Patrick Foster

Detroit, MI

NMLS 1578993

President's Club Banker

Patrick's Reviews

Ryan Kelly
I was having a great experience with Patrick until my mortgage commit date, at which point I received a call from his supervisor informing me that Rocket Mortgage would be unable to service my loan. This is because Patrick didn't actually have the right to entertain lending to me (my property was a new construction condo, for which Rocket Mortgage doesn't lend as a policy, apparently -- nothing ...I was having a great experience with Patrick until my mortgage commit date, at which point I received a call from his supervisor informing me that Rocket Mortgage would be unable to service my loan. This is because Patrick didn't actually have the right to entertain lending to me (my property was a new construction condo, for which Rocket Mortgage doesn't lend as a policy, apparently -- nothing to do with my eligibility for the $$).

I've thought a long time about this -- Patrick knew my unit was never occupied before I moved in, and he had enough clues to know that Rocket Mortgage/Rocket might not be able to lend in my circumstance. He chose to carry me through the whole process instead and then left me in an extremely precarious situation.

I lost $500+ immediately.
I was at risk of losing $5000 in deposits (luckily my seller allowed an extension, which they weren't at all obligated to do)
As a result of my scrambling to get a mortgage, I lost the interest rate that I fought hard for and had to settle for a higher interest rate. This will cost me $39,540 over the course of my loan.

Patrick is a nice guy and is charming. I even feel bad posting this because I like him as a person.
But I wouldn't trust him to have your best interest at heart. I think he knew the whole time that there was a real chance Rocket Mortgage couldn't service my loan. And if he didn't, that's ineptitude. Don't work with a potentially inept mortgage counselor. The consequences could be pretty staggering.Read MoreRead Less
Patrick Foster
Reply from Patrick Foster:

Dear Ryan,

Thank you for taking the time to leave your review. I wanted to respond to your review first, by expressing my regret in falling short of meeting the expectations we initially discussed, and second, to stress that it was not my intent to leave you feeling this way. As a Licensed Expert it is my top priority to set my clients up for success. I truly apologize if there was an ...Dear Ryan,

Thank you for taking the time to leave your review. I wanted to respond to your review first, by expressing my regret in falling short of meeting the expectations we initially discussed, and second, to stress that it was not my intent to leave you feeling this way. As a Licensed Expert it is my top priority to set my clients up for success. I truly apologize if there was an opportunity where I could have better assisted you through any changes that took place, or provided you with a better explanation in the end. I understand that you spoke with our Client Relations team regarding the concerns mentions. Please know I will be available, if given the opportunity to re-earn you trust in the future.Read MoreRead Less

Ana Manent-Garfield
Patrick has been a lifesaver to my husband and I. To us he is the “Superman” of Rocket Mortgage After several failed attempts to refinance our home and get cash out, Patrick understood what we were trying to accomplish and he made things happen for us. He kept us as happy customers of Rocket Mortgage which we had become very dissatisfied with. Not only did he know what our needs were but he also...Patrick has been a lifesaver to my husband and I. To us he is the “Superman” of Rocket Mortgage After several failed attempts to refinance our home and get cash out, Patrick understood what we were trying to accomplish and he made things happen for us. He kept us as happy customers of Rocket Mortgage which we had become very dissatisfied with. Not only did he know what our needs were but he also kept in touch and explained everything during the process. I would recommend him to everyone!!!Read MoreRead Less
Gina Dowe
When I first contacted Rocket Mortgage with questions about a possible refinance, I was forwarded to Patrick Foster. I was immediately taken with Patrick's ability to listen to and refine my needs, develop timely recommendations and oversee every aspect of my refinance, which was completed in record time, with minimal effort on my part. I only needed to provide one document, a dramatic record ...When I first contacted Rocket Mortgage with questions about a possible refinance, I was forwarded to Patrick Foster. I was immediately taken with Patrick's ability to listen to and refine my needs, develop timely recommendations and oversee every aspect of my refinance, which was completed in record time, with minimal effort on my part. I only needed to provide one document, a dramatic record for a typical refinance.Read MoreRead Less
Hunter MacDowell
I called Patrick almost everyday for a month and he as always there willing to help. If he wasn’t there at the time he alway got back to be so quick. Patrick was a big help calming me down when something didn’t make sense.
Madeline Archbold
Patrick consistently offered helpful service and quick responses to our questions.
Bo Berek
With in a few minutes of starting to fill out the loan application, Patrick called and patiently helped me finish the application. He always promptly responded to my calls, texts, and emails. I would always recommend him 100%. Thanks, Patrick!
Patricia Marinelli
Especial thanks to
Patrick Foster
Very professional
Eficiente
I feel like I am in a Good hands
Thanks
Dell Alford
From the beginning to the close of my refinance with Rocket Mortgage, Patrick answered questions and concerns I had before making the final decision to stay with Rocket Mortgage. He made the process hassle-free in his accessibility when I needed answers in a timely manner. Enjoyed working with him. Good energy!
Jeff Slocum
I would recommend Patrick Foster to anyone seeking a home loan. He was always quick to return calls and always had clear direction when it came to questions and concerns. When it comes to seeking a mortgage loan using the internet, having a mortgage banker that's patient and willing to guide the not so tech savvy folks like myself made the experience a positive one. If you're looking for a ...I would recommend Patrick Foster to anyone seeking a home loan. He was always quick to return calls and always had clear direction when it came to questions and concerns. When it comes to seeking a mortgage loan using the internet, having a mortgage banker that's patient and willing to guide the not so tech savvy folks like myself made the experience a positive one. If you're looking for a mortgage loan, do yourself a favor and give Patrick Foster a call. You won't regret it!Read MoreRead Less
Robert Whetzel
Patrick was thorough, responsive and very helpful. He assisted my daughter with her first mortgage loan and did a great job.