Tim Kay

Allen, TX

NMLS 994912

Executive Loan Officer I

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(972) 754-3207
(972) 754-3207
I moved to Texas in 1984 and graduated from Denton High School in 1997. I went on to attend the University of Texas at Austin, earning a Bachelor's degree in Economics with a Minor in Business Administration in May 2001. That July, I began my career in the mortgage industry and haven't looked back since.I've been happily married since 2009 and am the proud parent of two wonderful children. When I'm not working, I cherish spending quality time with my family.With over 20 years of mortgage experience, I take the time to truly listen to each client's needs and craft mortgage solutions that work best for their individual situation. Rather than offering the same promises you hear from any reputable company or loan officer, I focus on building ...
I moved to Texas in 1984 and graduated from Denton High School in 1997. I went on to attend the University of Texas at Austin, earning a Bachelor's degree in Economics with a Minor in Business Administration in May 2001. That July, I began my career in the mortgage industry and haven't looked back since.I've been happily married since 2009 and am the proud parent of two wonderful children. When I'm not working, I cherish spending quality time with my family.With over 20 years of mortgage experience, I take the time to truly listen to each client's needs and craft mortgage solutions that work best for their individual situation. Rather than offering the same promises you hear from any reputable company or loan officer, I focus on building long-term relationships with my clients, because when you put people first, everything else falls into place.Whether you're looking to get pre-qualified for a new home or want to refinance your current loan, I'm here to help. Contact me today!
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Tim's Reviews

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Mariam Joie

November 10, 2025

Tim was amazing. He was always available to answer or solve a questions or issues. Very patient and explained everything to me, sometimes more than once. Offered me a cheaper rate then i could have gotten anywhere else and believe me i tried. Just can’t say enough about how awesome he was.

Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030.