"Howard was amazing. He went above and beyond to secure our mortgage. As he said on our first call, he was there to help us solve problems and not to create more problems. Not being a US citizen lots ...Howard was amazing. He went above and beyond to secure our mortgage. As he said on our first call, he was there to help us solve problems and not to create more problems. Not being a US citizen lots of people told me I would not be able to finance a house, but Howard checked everything, asked for lots of documents, but here we are with our dream house."