"As a first time home buyer we didn't know anything about the loan proces. We were lucky to find Gino and have him our mortgage specialist. Gino was patient, knowledgeable, helpful and available at all...As a first time home buyer we didn't know anything about the loan proces. We were lucky to find Gino and have him our mortgage specialist. Gino was patient, knowledgeable, helpful and available at all times. Always taking the time to explain all of our options thoroughly. We recommend to everyone to have Gino as their mortgage specialist, to have a easy process."