"I'm a first time home buyer and Nico made the whole loan process so simple and easy for me. He's very knowledgeable, has a lot of experience, explained every step, went over all my options, and ...I'm a first time home buyer and Nico made the whole loan process so simple and easy for me. He's very knowledgeable, has a lot of experience, explained every step, went over all my options, and answered all of my questions thoroughly. 10/10 I would definitely recommend him for any first time home buyer! Thanks!"