"Ricky was always positive, informative, and polite. He walked me through the loan process with ease and accuracy. He was patient and helpful and followed up with me often. I highly recommend Ricky and...Ricky was always positive, informative, and polite. He walked me through the loan process with ease and accuracy. He was patient and helpful and followed up with me often. I highly recommend Ricky and would be happy to work with him in the future."