"I have worked with Pat several times over the past few years, and he has made it very easy for me to work through the process of obtaining a loan or refinancing my existing loan. He is always very ...I have worked with Pat several times over the past few years, and he has made it very easy for me to work through the process of obtaining a loan or refinancing my existing loan. He is always very quick to respond to questions, and I would highly recommend Pat (Thomas) to anyone who is looking for a mortgage company!"