"The sweetest, classiest, most professional, thorough, and knowledgeable person to speak with; and he made the entire process a breeze. NO HIDDEN COSTS, OR "OH, BY THE WAY...." Demetrius walked me ...The sweetest, classiest, most professional, thorough, and knowledgeable person to speak with; and he made the entire process a breeze. NO HIDDEN COSTS, OR "OH, BY THE WAY...." Demetrius walked me through it step by step. My first mortgage (FHA) 30 yr fixed was so traumatic, it deterred me from trying to refinance sooner. Demetrius, really understood me, and didn't speak to me like I was a "dumb girl", simply because I am the head of my household. He's a BLESSING!!!! KEEP HIM! Give him a raise! His Mother, God bless her, reared him correctly!!!"