"After 6 months of dealing with every kind of option, where others could earn money on my situation, it was a blessing to talk to Orval. Immediately, I could communicate my needs and understand what ...After 6 months of dealing with every kind of option, where others could earn money on my situation, it was a blessing to talk to Orval. Immediately, I could communicate my needs and understand what Orval was offering. He communicated clearly and answered questions knowledgeably. I had confidence because he told me the truth. He asked a few questions, then called back with an option I had been told I couldn't do by three different experts in debt resolution. I called Orval when I had real questions throughout the process with excellent results every time. Orval is honest and knows how to listen to the client. This review is for his supervisors more than future clients. I highly recommend Orval to anyone needing information on loan options for any situation. He should be recognized for his caring, and personal touch, that kept me comfortable during the entire process. He was there when I called yesterday with a question. I just went through the easiest closing possible in my own home. While there were other experts in different departments I talked with throughout the process, Orval was the one I trusted. He was honest, direct, and available. I do not know how to recommend him any higher."