"Oneal was very helpful in every aspect of our home refinance. When we called with questions, he always returned our calls promptly and was able to answer completely. I would recommend his services to ...Oneal was very helpful in every aspect of our home refinance. When we called with questions, he always returned our calls promptly and was able to answer completely. I would recommend his services to anyone needing a home loan. Their website makes paying our mortgage very simple and quick."