"Al has been a very wonderful person to work with. From the beginning of the process has remained honest, responsive, and calm. We weren’t going to refinance initially but Al worked very hard to find...Al has been a very wonderful person to work with. From the beginning of the process has remained honest, responsive, and calm. We weren’t going to refinance initially but Al worked very hard to find us some product which would work with our situation and that is mostly because he took the time to learn about what our needs are. I highly recommend Al if you are looking to refinance."