"FIrst and foremost Nick listened to our refinance goals. He was informative, suggestive and prompt with regards to follow up while providing close attention to detail. He was especially patient with...FIrst and foremost Nick listened to our refinance goals. He was informative, suggestive and prompt with regards to follow up while providing close attention to detail. He was especially patient with limitless questions due to my lack of mortgage knowledge. Nick made the whole experience extremely painless while overcoming a few "bumps in the road" effortlessly!"